I wish I can write about my apartment, but I need to find an apartment first. Edit: I'm in Toronto. I would much prefer to live in an apartment building. However, most places ask for a guarantor. As I will be a student living off a huge line of credit that is going to take care of all my finances for the next four years, I can take care of the rent, but I have nothing to show for it. (One super said that I can technically blow it all on a few cars and not have money left for rent, but you know, I can do the same with any income.) My parents are both retired, so they don't have an income to be my guarantor. I have no other available family members. Has anybody ever gotten around this problem? Ask the bank to guarantee my finances? Thanks for your help.