Another credit card question

Another credit card question

How much available credit should I have? I think I have entirely too much (about $20K), but I don't want to lower my credit score by closing accounts. And since I have a high credit score, my limits have all been bumped up recently. I've got four credit cards, but only use one of them (for frequent flyer miles). How big a dip will my credit score take if I only leave one card open?
I’m sure this isn’t new to you seasoned gardeners.

I’m sure this isn’t new to you seasoned gardeners.

post harvest question

post harvest question

from the sunny land of singapore…

from the sunny land of singapore…

The branch is thinned out slowly.

The branch is thinned out slowly.

Plants from the upper garden…  (and ID help ?)

Plants from the upper garden… (and ID help ?)

Dying Rosemary

Dying Rosemary