Another credit/debt advice question….
So...I married a con artist, and while she's no longer here the 8k worth of debt she took out in my name with my social is. My lawyer has advised me not to pay for any of the bills because it shows me taking responsibility for the debt. I however, have never had a credit card but assume this will snowball insanely. The lawyer has said let the credit cards go in to collections and let them take you to court, you have a clear case of fraud. Based on state laws in Nevada I can't do anything like charge her with fraud and identity theft because of my marital status - I have filed for annulment, but am being told by the police and creditors this will still be viewd as a civil issue and the only thing I can do is take her to court. I don't think I'll even be able to take her to court as she's in prison for similar offenses (I've come to find out that I really didn't know who I married). My mother thinks I should file for bankruptcy if the creditors dont drop the bills. My boss suggested paying them off so my credit doesnt take a hit, as bankruptcy takes about 7 years to clear off your credit. I'm not sure what to do, I just know that if I ever go to court with these credit companies I wont be able to easily afford my own legal representation, and if I have to pay for legal bills they could be more than the 8k she racked up. I'm a bit stuck, and looking for some advice if anyone has any to give.