applying for a mortgage with a low(ish) credit score

applying for a mortgage with a low(ish) credit score

My husband and I hope to be apply for a mortgage and buy a home very soon-- i.e., within the next three months. We have a nice amount saved up for the down payment (around 10%) and are meeting with our realtor and the lender she works with next week. The only thing I'm worried about is our credit scores. We're both in the 670s--so not TERRIBLE, but yeah, they could be a lot better (and yes, we are working on improving them, but obviously that won't happen within the next week). I know a lot has changed lately with lending practices, so I'm wondering if anyone here has any RECENT experience in applying for a home loan with less-than-perfect credit. Any other poor skill home-buying advice is also much appreciated. Thanks!
pretty in pink!

pretty in pink!

The Apartment at 61!

The Apartment at 61!

What strategies do you use to keep track of your plantings?

What strategies do you use to keep track of your plantings?

Preen : should I use it?

Preen : should I use it?

New room plans

New room plans

ardisia humilis question

ardisia humilis question