Bank account tips?

Bank account tips?

I just (yesterday) opened up my first bank account since 2001ish. I had overdrawn the first one- had to wait till I got out of checkxsystems etc. What I would like to know is how folks use the tools of their accounts. Paper checks and/or debit cards? If you use both when do you use what? Also, I would love general tips on how to save regularly, and protect the account, how many accounts might be a good idea to have, etc. I will be opening a savings account in the near future, which should help with overdraft protection too.
More garden gloating

More garden gloating

Malabar spinach

Malabar spinach

New at growing

New at growing

Wall Decals SAVE THE DAY…I mean desk.

Wall Decals SAVE THE DAY…I mean desk.

Bee balm!

Bee balm!

Lily variety and lily pollen

Lily variety and lily pollen