car repos coming back to bite you?
Hello everyone. Ok my mom had her car repo'd in 1997. Now its 2006. She called her bank today to check her balance and in the am, there was aprrox 2,000 in there. When she called a lil bit ago, there was 11 dollars. She asked the bank what happened and they said someone took the money out of the account. They connected my mom to the company over the phone. The company who took the money wasn't very helpful. They wouldn't give details and they said they are allowed to remove money from peoples accounts with no notice for a past due debt. Ok so my moms in tears right now from all of this. I was wondering if you guys can help us out. Is all of this legal? Isn't there a statute of limitations on this? Its been 9 years. Wouldn't they have to send a ceritified letter before they took action and took the money? Why did they wait 9 years to collect on this debt? My moms had plenty of money in her bank account previous years at refund tax time and at the time of my dads death and they never touched it then. Can someone help me find the laws for this in PA? Thanks so much for any help yinz can provide.