I just got a job after over a year of not working. I'm pretty thrilled, but oddly they only direct-deposit into bank accounts and don't work with prepaid debit cards like Greendot (which is what I've been using for a while now--I was reported to Chexsystems a couple of years ago.) No banks around here will take me. I'm looking into online banks, preferably ones that dont' require a deposit for opening up an account (either checking or savings is fine, I'd probably prefer checking.) Obviously, it would have to be legit..any ideas? Also, are they simple to use? How would I deposit cash or a personal check? Thanks!