Consolidating School Loans…

Consolidating School Loans…

I know it may be a bit late for the date to lock in low rates, but I wanted to tell you guys about my loan cosolidation company because I found out yesterday they do some really cool things for you...don't know if other companies offer these perks, but for those of you considering consolidating whenever, it's worth a call. I went through Great Lakes (www.mygreatlakes.com)--and they put me through The Bank of NY ELT Higher Ed Fund-- after graduating to consolidate all of my loans. I had approximately 400 a month in loan payments coming in and couldn't afford it. I got a letter from these guys and gave them a call. Not only did they send me the forms, they called me a few days later and walked me through them and told me everything I needed to fill in. They were very helpful and the entire process was completed in under 10 minutes. They also got me on a graduated payment scale and made my payments 75.00 a month. They will increase later, as I am (supposedly, haha) making more money. Well, my rate was locked in at 2.875%, which is pretty darned good. BUT then I got a letter from Great Lakes yesterday telling me that if I go through their EFT program to guarantee they get the payment on time they will knock down my interest rate another.250%, making my rate 2.650%. ADDTIONALLY, the letter told me that if I make 36 on-time payments they will knock down my interest rate another 1.000%. That means in a couple more years I will be paying 1.650% on my student loands for the remainder of my payments! That's awesome! So I don't know if any of you get perks like that through your school loan consolidation, but I thought it was worth sharing since it's going to save me a ton of money over time. I am, by the way, not affiliated with them in any way, shape or form, except as a customer, so I get nothing for telling you this. I just hope a few of you can benefit like I am. Hope this helps someone.
It’s my happy, calm, relaxed place

It’s my happy, calm, relaxed place

New Curtains

New Curtains

Weed (???) ID?

Weed (???) ID?

Flowering bush ID

Flowering bush ID

MOLD UPDATE!

MOLD UPDATE!

Nasturtium – Alaska Mixed (flowering herb that taste peppery)

Nasturtium – Alaska Mixed (flowering herb that taste peppery)