Credit card minimum payment
Hi, I'm Kate, and I'm incredibly ignorant when it comes to credit cards. It seems like I can only make a little more than my minimum payment this month (on a $300-$400 balance, I don't know the exact number, but my credit card has a $500 limit since it's my first- and last) I was wondering that if I pay off my minimum, if I can still use the card? I have Chase 'freedom'. Once I didn't pay for a day (they changed my due date from the 10th to the 8th) and they temporarily deactivated my card- leaving me stranded in Hartford. Can I still use the card after I pay the minimum? I only need it for a week (and spend $40 tops on my gas and medication) until I get a large check. Also, as soon as I pay it off, I plan to get rid of my card. I don't want it, don't need it. Can I just cut it up? Do I have to call and officially cancel? Will I be charged? Thank you so much for your time in responding.