Credit Cards and other things

Credit Cards and other things

So, never posted here, but I've watched this community for some time. Here's the skinny: I'm currently jobless, but going back to school to get my teacher certification. Student loans will help a little bit, but I am not going to get much, since I used a bunch of federal loan money getting my Master's. Anyway, I am planning to work as a substitute teacher in addition to school. But I am looking to reduce my monthly expenses, in particular my credit cards. I have two, and I try to pay more than the minimums each month, but I usually can't. So I am hoping to get my monthly payments and/or interest rates reduced. Maybe even get the interest eliminated. Does anyone know how I can go about convincing them to cut me a break and do this? Thanks in advance.
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Simple biscuit recipe

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Succulent questions.

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arborday.org tree update

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hydrangeas make lovely dried bouquets

Working on the farm, Photos of the Student Organic Farm at MSU

Working on the farm, Photos of the Student Organic Farm at MSU

Bag for gift bread: Update

Bag for gift bread: Update