credit cards for the homeless kid
Is it illegal to apply for a credit card using an permanent address that is not technically yours? I swear this question is not half as shady as it sounds. Back story: I'm homeless right now, and I'm moving in a week to a new city (I'll be sleeping on a friend's floor until I find a place). I won't have a permanent address to speak of for a while, but I will have a PO Box, except credit card applications really like you to have a permanent address. So I'm thinking of just using hers, because I don't have a lot of cash and I'm going to have to be in minor debt for a little while to cover my first few expenses (hey, $500 debt is preferable to starving, although I am gonna dumpster-dive as much as possible). Also, to complicate matters, I just changed my name and apparently that means I start with a blank slate as far as credit reports go, otherwise I just don't have enough history to get a "real" credit card, despite having a credit card with my father as a guarantor for two years and never carried a balance, but hey, he's the shithead who kicked me out, so it's not like I'm going to ask him to sign for a new card with me. I apparently qualify for a "capital one standard platinum" card (what creditcards.com said is a card for people with no credit history).