credit cards for the homeless kid

credit cards for the homeless kid

Is it illegal to apply for a credit card using an permanent address that is not technically yours? I swear this question is not half as shady as it sounds. Back story: I'm homeless right now, and I'm moving in a week to a new city (I'll be sleeping on a friend's floor until I find a place). I won't have a permanent address to speak of for a while, but I will have a PO Box, except credit card applications really like you to have a permanent address. So I'm thinking of just using hers, because I don't have a lot of cash and I'm going to have to be in minor debt for a little while to cover my first few expenses (hey, $500 debt is preferable to starving, although I am gonna dumpster-dive as much as possible). Also, to complicate matters, I just changed my name and apparently that means I start with a blank slate as far as credit reports go, otherwise I just don't have enough history to get a "real" credit card, despite having a credit card with my father as a guarantor for two years and never carried a balance, but hey, he's the shithead who kicked me out, so it's not like I'm going to ask him to sign for a new card with me. I apparently qualify for a "capital one standard platinum" card (what creditcards.com said is a card for people with no credit history).
Persimmons

Persimmons

The back garden again.

The back garden again.

The last roses

The last roses

Blue oysters fruiting in my back yard…

Blue oysters fruiting in my back yard…

loft beds anyone?

loft beds anyone?

Aerogardening in the cold of winter

Aerogardening in the cold of winter