Credit Counseling Companies?

Credit Counseling Companies?

What are some reliable credit counseling companies? I'm in around $9000 of credit card debt and would be interested in speaking with one to lower my interest rate. I called citibank and they only lowered it a whopping 1%, even though I've been a customer for 3 years. I have decent credit (the only thing counting against me is the high amount of revolving credit accounts). I have an awesome job now and plan on paying off this $9000 within six to nine months and thought that talking to one of these counseling companies to negotiate a lower rate might help out tremendously!

Thank you for your time!

Household tips

Household tips

.. my bedroom!

.. my bedroom!

A Little R&R

A Little R&R

Just got my room redone…

Just got my room redone…

Finally!

Finally!

Flowers in my Garden

Flowers in my Garden