Credit Report Dings

Credit Report Dings

Due to money constraints and my husband taking over bill paying one of the bills in my name was late and got reported on my credit. This is my first credit ding in the 7 years I've had credit and while my score isn't outstanding (I've got a lot of stuff currently open and paying on), I was wondering how badly this will affect my report/score? Do credit card companies look at the entire report (so they can hopefully see that this was a one-time thing that will never happen again) or do they only care about the score?
new and wondering

new and wondering

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Can I get it to bush up?

smile like a flash

smile like a flash

Bathroom decor ideas please!

Bathroom decor ideas please!

Audrey III? Help on plant identification:

Audrey III? Help on plant identification:

Can someone tell me what flower this is?

Can someone tell me what flower this is?