Credit Report Questions
I think has been asked and answered before and I checked but couldn't find the answer. I have an account in collections say for $100. If I pay it off in full: Will this hurt or help my score? They offered me a deal say $50. If I take this deal (instead of paying it off in full) Will it hurt or help my score? The amount isn't $100. If I pay it off in full it will take a several months. While the deal is lower and will take about a couple of months. I'm just trying to figure out what hurts or helps me the most.