debt and renting
Does anyone know how does debt consolidation affect you if you are a renter? I live in an apartment complex in FL and I am in over my head in credit card and loans ($17000 to be exact). Two of my cards are over the limit...just paying the minimum payments on those is a struggle (at around $250-$400 each). I am considering getting into consumer credit counseling but I am afraid of how that will impact my lease next year (lease expires in June 2007). I have always paid my rent on time as I pay my living expenses first and then the credit cards, loans, etc with whatever is left over. But if they check my credit for my lease renewal...what would look worse?