debt and renting

debt and renting

Does anyone know how does debt consolidation affect you if you are a renter? I live in an apartment complex in FL and I am in over my head in credit card and loans ($17000 to be exact). Two of my cards are over the limit...just paying the minimum payments on those is a struggle (at around $250-$400 each). I am considering getting into consumer credit counseling but I am afraid of how that will impact my lease next year (lease expires in June 2007). I have always paid my rent on time as I pay my living expenses first and then the credit cards, loans, etc with whatever is left over. But if they check my credit for my lease renewal...what would look worse?
Tulips are just in time for Easter

Tulips are just in time for Easter

more garden pictures

more garden pictures

New Dining Area

New Dining Area

Today I mourn…

Today I mourn…

the carrots wear the pants in this family

the carrots wear the pants in this family

mortgage buster tomatoes

mortgage buster tomatoes