Let me preface this by saying I am broke college student, with a nearly maxed out credit card. I really want to pay the card off (It's got about $1900 on it now). I have a savings bond that is set to stop collecting interest in 2016, and it's at $1500 right now. I know if I didn't cash it now, it would grow and grow to a much larger amount, but then again, the balance on my credit card is also growing because of interest. Should I just forget about 2016 and cash the bond now?