I made my last payment to get myself out of checkstystems today.... Go me! I'm not inclined to open up a bank account with the local bank again. After I ended up in the system thing for a completely different bank, they closed my account with no warning and bounced LOTS of very important payments....taking me off a good streak and just killing...everything. There is also a Bank of America near my house, but from their website it appears there is no free checking with direct deposit? WTH? There is a WAMU near my job, but I had an account closed with them like four or five years ago for overdraft fees that were minimal enough to not warrant ever getting sent to the systems thing apparently. They said at the time if I paid it I could have a new account in two years...but ah, I figured if they weren't going to do anything with it and it was THEIR fees they closed the account over...moletov. SO I'm kind of learning towards Bank of America, is there a way for me to get an account and not shell over an hours pay to them every month? Maybe I am missing something here? If I move out of the area again it would be helpful not to be with the local bank anyway. I can't seem to find a Wells Fargo en route to anywhere yet...but I'll keep my eyes peeled.