Has anybody received anything like this before? And if so, does anybody have any advice?

Has anybody received anything like this before? And if so, does anybody have any advice?

I received a letter from a collection agency, dated 01/19/09, stating that they are prepared to offer settlement on the account with $.00 being the full settlement amount, as long as it is paid before 03/07/08 (not a typo on my part). Has anybody seen this before?
Problems with Peppers

Problems with Peppers

Gardeners know all the dirt!

Gardeners know all the dirt!

Plant ID & Update

Plant ID & Update

Let’s play everyone’s favorite game….

Let’s play everyone’s favorite game….

Spring in Kent

Spring in Kent

More unidentified plants…

More unidentified plants…