My husband has to enroll, for his health insurance for work, by tonight....I know, I know...procrastinator :) My main question is....if we both have insurance through work (separate companies and policies) when we decide to have children does our child have to be put on the father's plan? Btw, I'm from Ohio. I don't think this is accurate, but my mom said she thought they changed it to where children have to be on the father's plan, if both parents have a plan.Last year I had enrolled him in an HRA. This year I'm thinking about switching to an HSA, but I want to make sure I play out every scenario. Any help would be greatly appreciated.