How To Convert Store Credit Cards Into Actual Cash You Can Spend Anywhere…

How To Convert Store Credit Cards Into Actual Cash You Can Spend Anywhere…

How To Convert Store Credit Cards Into Actual Cash You Can Spend Anywhere... I'm already prepared for all the berating comments I'm sure to get for posting this...after all, we're supposed to be helping people get out of the "hole"...not further down into it. But there are people here who are trying to come up with ideas on how to get a hold of some emergency cash, somehow...and saying the ModestNeeds site isn't coming through yet for them for whatever reason...and their parents or relatives can't help them...so...if you don't know already, this is how you convert store credit cards into cash you can spend anywhere. But of course you have to make sure things will be better for you pretty quickly so you can pay off the store cards. By "store cards", I mean credit cards like Sears, Target, Mervyn's, etc...department stores like that. Any stores that sell gift certificates. Victoria's Secret or Frederick's Of Hollywood would work too, if they sell gift certs. Not even sure Frederick's has its own c.c. come to think of it but you know what I mean. OK, here's how to do it. For emergency purposes only. Let's say you have a Sears credit card that has a thousand dollars credit left on it or whatever amount. What you do is you buy gift certificates with the credit card, so you would be buying Sears gift certificates that can only be redeemed at Sears in whatever amount of emergency money you need for overdue rent or vet bills or whatever, plus go over a little extra to cover ebay fees and Pay Pal fees. Then you sell the gift certificates on ebay.com for slightly less than what they are worth or you sell them to your friends or co-workers. Anyone who will buy them. Before you list them on ebay though, you will want to carefully gauge (or "gage") just how much you can get for them so you don't accidentally sell them for too low a price and end up ripping yourself off. How you gauge regarding what to sell them for is you go to "Completed Listings" on ebay which show what the same things you are selling, sold for, within the last 30 days...and you see what people have already paid for, say, a gift certificate from Sears worth 25, 50, 100, or 200 dollars. That way you can get an idea of how high a price people are willing to pay for, say, a 100 dollar Sears gift certificate. You should have no problem selling these, as anyone will buy a discounted gift certificate. Keep in mind though of course...ebay will charge you a fee for doing this but since I have never sold on ebay before I have no idea what percentage they take for themselves. And there you have it. Once someone has bought your gift certs. for cash, you now have money in your Pay Pal or a money order in your hand. Or if you sell them in person, you have immediate cash in your hand. If you don't want to sell through ebay, there is always for example...advertising on Craig's List for free if you live in a large city, and stating the price of your gift certificates and the (well-lit!) public meeting place during the day in which you are willing to meet and sell your gift certificates in your Craig's List ad. OK, that's how you do it. Not that it's a good thing to do but I know there are lots of people wanting to know how to extract cash legally out of store credit cards and you'll get a lot more cash out of doing it this way (or at least it would be easier), than, say, buying a lawn mower, DVD player, or washing machine from Sears and hauling those things straight to the pawn/hock shop or selling them to people.
Ok, I did it…

Ok, I did it…

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