identity theft

identity theft

So, I;m 23, and never had a credit card. I have a contract cell phone, but because of my credit, it was limited. So I tried for a credit card a few months ago and was told I was denied threw equifax, but whenever I tried to contact them, they said my information was wrong becuase they wanted information on a insanely large morgage I didn't have. I couldn't talk to a human at all. I tried getting a credit card from my current bank and was told it was denied via equifax due to "Judgement or foreclosure". I've never even had a loan! I tried calling the number provided, and got an automated service. I got a PO box address, a number, and the number gave me a website. Should I jsut mail them a copy of the letter and ask for my free report and try from there to correct the identity theft? EDIT: It's not ID theft, it's a $150 debt that was paid off 3-5 years ago, and just needs to fall off my reports.
Presents

Presents

The first day of summer in the garden of good and evil

The first day of summer in the garden of good and evil

plant ID please?

plant ID please?

Bad news

Bad news

“snails on snails”

“snails on snails”

Farmers Market

Farmers Market