There has been a lot of discussion about banking and how much banks suck. Well I have ING and it is beautiful. We can overdraft by $25 for free, and if you go over that I don't think it's a lot (never did it so I don't know). I have National City just so if I need to deposit money I can, but then I transfer to ING from there. I just keep about $10 in National City to keep it open so I can transfer money around. I get direct deposit to ING so I dont have to deal with NC much. Saves us from overdrafts and just the stupidness of regular banks. I tagged this as Banking... I think I did it right to add it to memories? I dunno? Did I do that ok?