Insurance and Pre-Existing Mental Health Issues?

Insurance and Pre-Existing Mental Health Issues?

I have seen a therapist (through my school and then my job), off and on in the past, for issues w/ anxiety and depression. I've never used insurance for therapy, so there is currently no financial record of it. I am now dealing with those issues again, and I've already called my EAP for a referral to a therapist. Thing is, the EAP only covers 3 sessions, and I think I'm going to need a lot more than that, and possibly even medication. So, I'm thinking that after the 3 sessions, I may need to be referred elsewhere for longer-term therapy. I have insurance now through my job, so I can do that, but I'm concerned about going that route because I've heard that a "mental health diagnosis" can be viewed as a pre-existing condition by future insurance companies. If I change jobs down the road, can my new insurance company penalize me for "pre-existing" anxiety/depression? What about if I ever have to purchase my own insurance, instead of getting it through my employer? I need to deal with my anxiety, more than anything else, but I don't want to end up paying huge premiums in the future... and right now, that thought is causing me MORE anxiety! Any advice?
Dahlias

Dahlias

A Young Girl’s Garden

A Young Girl’s Garden

How to make it look like an 18 year olds room

How to make it look like an 18 year olds room

One month update

One month update

Plum tree with flowers…

Plum tree with flowers…

summmmmmerrrrrrr!!!

summmmmmerrrrrrr!!!