insurance problems/questions

insurance problems/questions

I turned 25 in April and as a result aged out of my dad's health insurance plan, even though I am still an undergrad. I've been looking for a new plan recently without any success. All of the insurance plans that cover the stuff I need are too expensive (besides the regular medical stuff I also need something that covers as much vision care as possible, since I wear contacts and haven't had an eye exam or gotten a new pair in 2 years). My school offers an emergency coverage-only group plan, which I'm also considering but it costs over $600 for a year's coverage and I don't have that kind of money right now. I can't enroll in insurance through my job because they don't offer it to student workers. I work on my college campus through the work-study program; I'll also be taking on a second w-s job in August when school starts up again. I'd really, really, really like to avoid having to quit one or both of these jobs just to take something that might offer benefits, not to mention most of the non-school jobs that would be available and flexible enough for me probably don't offer much more by way of benefits anyway, especially for a part-timer (I worked in retail for nearly 10 years before taking my current job, so I know from experience). The thing is, even when I had insurance they barely wanted to cover anything anyway-right now I'm trying to find a way to pay the $365 bill I racked up just by visiting the OB/GYN in February, back when I still had insurance (and I went to the low-income clinic). So if they never want to cover anything, why should I keep paying for insurance? So, what do you think would be the best option? I should add, I'm going into my last year of school, so hopefully within a year I'll have graduated and gotten a full-time job with benefits.
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past bedroomy things

Picture post

Picture post

my room.. finally

my room.. finally

Working on the farm, Photos of the Student Organic Farm at MSU

Working on the farm, Photos of the Student Organic Farm at MSU

my little bitty

my little bitty

Just One

Just One