It Costs More to be Poor…

It Costs More to be Poor…

Does it ever feel like when you're poor, the market is a big cosmic joke, and you're the butt? Having lived on my own since before I graduated high school, here's a few reasons I've learned why "being poor is expensive". - Big deposits as well as having to pay first and last month's rent up front for housing. - Higher security deposits to establish utilities. - High interest payday loans. - If you have no access to a checking account, having to pay for check cashing fees, money orders, etc. - Renting-to-own over time rather than having money to buy upfront can mean paying five times the retail price. - Pumping quarters at the laundromat costs more over time than owning your own washer/dryer - Inability to buy groceries/toiletries/etc in bulk, and thus, save money - Lack of health/dental insurance = financially crippling medical bills when something happens - Having to constantly replace affordable but cheap quality merchandise (like shoes) I'm curious to know other ways that being being poor has cost you more. One pattern I've noticed is that it's n0t so much a problem with how much money you have overall... since poor people somehow end up paying MORE for the same exact necessities as non-poor people. One of the biggest issues is time. What costs you less and is more managable in the short run typically costs your more in the long run. But even knowing this, how is a poor person supposed to get out of this rut? Without the advantage of having extra disposable cash on hand, that leaves you with the option of saving, probably for a very long time, while in the meantime, continuing to use the less cost-effective means (ie. it's not practical to forego doing your laundry and living in dirty clothes for several months or a year just so you can save to buy a washer/dryer). As far as buying things in bulk to reap the savings, wouldn't it be nice if there were some kind of system/cooperative where a group of families pitched in together to buy their groceries in bulk, then distributed the quantity/cost into regular "portion sizes" which reflects the savings? I dunno, just some thoughts.
I need your opinions!

I need your opinions!

Cupcakes

Cupcakes

Mass ID

Mass ID

Red tiny flowers

Red tiny flowers

I made the best out of a rainy day

I made the best out of a rainy day

Yummy photo!

Yummy photo!