I’m sure this is a fairly ‘duh’ question, but I can’t find the answer anywhere–when opening a joint checking account, does the other person’s credit rating affect yours? i vaguely remembering reading this a few years ago, but I may have remembered it wrong.
i ask this because my bf and i are thinking of opening a joint checking to more easily take care of shared living expenses. his credit history is unfortunately kind of bad because he’s had some late payments and had a bad credit card situation. my own is pretty good, but it’s not fantastic because i’ve only established credit a few years ago.
thanks in advance!
