Moment of student debt panic

Moment of student debt panic

Greetings, fellow poorlings. I know it's a topic that gets brought up a lot around here, but I'm freaking out about it: student debt. I'm about a year and a half/two years away from completing my bachelor's (can't go full time, need to work). Hopefully I'll be granted in-state status starting this semester, but it still doesn't change the fact that I've been in school for about six years in three different states and have racked up approximately 29,000 dollars worth of student debt so far (I managed to avoid loans for a long time). I work and all, but I'm only currently bringing in about 800 bucks a month if I am lucky. My rent for this year has been paid for me, but I'm at a loss as to what to do when my lease is up in January. Okay, I'm just rambling now. I'm curious--if people don't mind sharing, how much student debt do you have? I know my payments, by the time I get out, will probably be somewhere in the neighbourhood of 400 something dollars. If you call them to refinance because you just cannot pay that much, are they cooperative? Do they tell you to eff yourself? Will I have enough money to buy the rope to hang myself with after all of this? Someone out there please tell me it isn't going to be as horrible as I think it is. I will accept someone telling me it's going to really suck, but if anyone has evidence that my life is not completely financially ruined, please share it with me. ;____;
My newly rearranged room

My newly rearranged room

My favorite room in the house….

My favorite room in the house….

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Earwig Problems

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My room

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Two Clematis.

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The Hoya saga