Money saving tips
Well, following the trend, I figure I should through my 5 cents in (yes, it's more, I saved! Heh) At any rate, this one will work best for Canadians, mainly because we've got those beautiful $1 & $2 coins. Whenever you go out shopping, use bills. Every time you break a bill, throw any smaller bills back into your wallet/pocket/money holding device. But the change... keep it in a different pocket, & DON'T USE IT!!! Seriously, you'll feel like you're spending WAY too much money while you're out... usually on my shopping trips, I spend about $30 in total, but actually go through about $60. The rest is in change, & goes into a change jar as soon as I get home. after 2 months of doing this, I had over $200 saved up! Now, how to save the rolled money you ask? Simple. Take it to the bank, & get it changed into a different currency. It's harder to spend & it's a hassle to go out & get it changed back. This probably won't work for everyone, but I thought I'd throw it out there just in case. Other money saving tips: Figure out what you REALLY need, & what you're paying for it. Money pits: CARS - our car gets us from work & back, without it we'd be relying on the public transportation. Not a bad thing, but I'd be SOL, as I work 'til 3am all the way across town TELEVISION - Do you REALLY need this? C'mon now. I haven't had television since I moved out of my parents house. That was a year & a half ago. We spend a lot in movies, & boxed sets of TV shows, but we only buy about 2 box sets a year, & we get maybe 10 DVD's a year, all at $10 each. That's around $200, which sounds like a lot, but really isn't when you think that cable, for a year, would be starting at around $300. HOUSE - where you live is a money pit. We've managed to get the best deal in the entire city for where we live. 2 bedroom apartment, bottom floor, all inclusive (minus phone & cable) for $551/month. Sweet :D If we didn't have such a good deal, we'd probably look for a small house, because it's actually cheaper in rent, even after utilities. (not to mention, if you get a larger house, you can always keep a boarder) FOOD - Buy in bulk, & don't buy anything you don't have to. Spring is here, which means wild berries! Go out, pick 'til your fingers bleed & stash them in the freezer for the middle of winter when you're jonesing so bad for Blueberries that the $8/pint at the supermarket is actually starting to look good. - Keep TV dinner trays, or other trays like that & refill them. Make extra food, throw leftovers in there, & throw it in the freezer. Perfect for lunch, & you're not stuck eating the same thing for 3 days in a row to get rid of it. - Make extra food in general, provided you have a way to keep it. Soups freeze beautifully in Ziplock freezer bags - Dollar stores are your friend. Seriously, I can't believe some of the stuff I've gotten from our local dollar store. - Bulk Barn, or similar bulk food store, for spices. I bought my original container of cinnamon from the dollar store, so I have a nice plastic container to keep it in. W00t. I ran out this week, went to the Bulk Barn. I spent 75 cents, & I obviously bought more than I needed to refill the plastic container! :) As long as you have jars or containers to keep it in, spices in bulk are perfect (& you can buy just a little bit if it's something you want to try out, or if you think you'd never really use it) - Think about what you're buying. Applesauce, if you live near an orchard, can be made so cheaply it's not even funny. I can get 20 pounds of apples for $7 here, & that makes a LOT of applesauce, which freezes well! :) Okay, that's all I've got for now. Hope this helps someone! :) Also: what's the best frugal tip you've learned???