I don't know which community would be best fitted for this story, but here goes anyway: The other week a letter was delivered to my house addressed to "Babe's" from NCO Financial Systems Inc. My roommate and I both thought it was a joke (since it was addressed to Babe's), so we opened it. 1. The former creditor is listed as "Cincinatti Bell", not "Cincinnati Bell". 2. There are no additional charges to Babe's original balance of $247.97. Don't things that go unpaid collect at least some interest or late fee? Apparently Babe's is exempt. I just think it's weird that someone actually has their name listed on an account with possessive punctuation, and with no last name. There has also been no one who has gone by "Babe" in this house for at least two years. I don't know who lived here before the former renter, but I suppose we get letters with all sorts of names anyway, mostly because we have such a generic address (such as 123 Parkin Drive). I tried to look up what NCO Financial was all about and obviously it seems illegitimate, but trying to figure this out made my head spin a bit. Anyway, I suppose what I'm looking for is, what should I do with it? We were settled on just tossing it, but maybe we should actually do something about it?