Need to build an emergency fund fast
I've just learned that my husband's job is in jeopardy. I don't want to get into it--that's not the point--but the bottom line is I don't know whether or not he will lose it, but it's a possibility. We have a little bit for an emergency fund, but it won't tide us over even one month. We also have a lot of debt. I do have a fund of stock that was supposed to be saved for college for the kids, but I'll sell it if need be to pay the mortgage. I need to raise money fast to bolster up that fund. I've been on line this morning investigating resources (food shelves, emergency heating assistance, etc.) which heaven knows I don't want to ever have to use. I've already been putting a little away aside each month, but I need to do more. I will stop eating out entirely, stop going to movies (usually went once a week). I have a line on a second job doing janitorial work which would get me another $140 a month or so, which can all go straight to savings. I'm investigating other grocery stores in our area (there's an Aldi which we've never tried, but I understand we can get groceries much cheaper there), and I'm looking into Fare for All, where you get cut-rate groceries for doing volunteer work. I already do a lot to eat cheaply (vegetarian food, etc.) If need be, I can call upon my church for assistance, visit food shelves, dumpster dive, etc. I have a cell phone bill already which I am reluctant to cut; it is very cheap through my husband's employer (of course, it'll be moot if he loses the job). Other than that there is the cable bill, but that is for internet access, which is my lifeline. Using the library, avoid paying for entertainment. Replace incandescent with compact flourescent bulbs, weatherstrip everywhere. Other ideas for a crash course to build our emergency fund? Thanks.