Not sure where to get started
I know there are several programs for government assistance in Maryland and I think I would qualify for some of them but I don't really know where to begin. I'm married and have two children. I stay at home to watch them for personal reasons as well as financial (it would cost more to put them in daycare than I'd end up making.) Both my children are enrolled in MCHP (Maryland Children's Health Program- provides health insurance for children from low income families) and WIC (Women, Infant and Children- provides food for children from low income families.) My husband works a full-time job; however, he has to drive over an hour each day for work and is making $8 an hour. If there were a better paying job or a closer job, he would get it, but we live in the middle of nowhere, half an hour from the closest city. Our income is well below the federal poverty limit (though I am uncertain of the state poverty limit.) We have next to nothing in assests. We have two vehicles, though one needs work before it will drive again and even after that, the mechanic said it is almost to the point where repairing it would cost more than getting another car. Both vehicles are old (a '91 and a '92 I believe) and we didn't pay much of anything for either of them. We also have more debt than we are able to keep track of. We've moved several times in the past few years and have lost bills, forgotten debts, etc... Between a student loan, a credit card bill and numerous medical bills, however, we're sure it's well beyond our means and that we will likely have to declare bankruptcy. We are renting from his parents and rarely see a month in which we do not have to borrow money or overdraft our account. The living arrangement is not working and we will not likely be allowed to stay here much longer. The personal reasons for which I am not able to work, might be enough to qualify as disabled but I am not certain and have no medical coverage so finding our could cost a lot. I was diagnosed with bipolar, social anxiety and post-traumatic stress disorder at 17. I received treatment and was eventually taken off medication. I had done very well managing these problems until I got pregnant. I had believed that it was just the hormones from pregnancy and/or post-partum, however, it's not gone away. I have tried to work since my second daughter was born, and ended up losing the job because of the anxiety attacks. I went back on medication but the medicine makes me sleep 14+ hours a day. Even if we had the ability to afford daycare, I have not been able to keep a job because of these attacks. Because of my inability to keep a job, I've not been abe to keep health insurance and we also had to leave our home. I would think this qualifies as a disability, but I am uncertain as to how I should go about proving it. My husband should be getting insurance through his job soon, and we will be getting it, even if we can't afford it; however, even then, I am uncertain as to how to go about proving disability. I'm really worried that our living arrangement will be forced to change soon and we will have no where to go and no means to get there. This, of course, is only making the anxiety worse. Thank you, in advance, for reading that and any help offered. Edit: I am applying for PAC (Primary Adult Care program provides health insurance to low income adults for doctors visits and perscriptions but not hospital or specialist care) as well as looking into sliding scale health clinics in the area and hopefully will be filing disability. If anyone in Maryland has had experience with filing for disability here, I would greatly appreciate any suggestions of advice you might have. I am also calling first thing tomorrow to see about applying for section 8, as above, anyone with experience with this, particularly in this area, I'd appreciate the advice and suggestions.