Overdraft bank fees

Overdraft bank fees

Hi, Earlier this week I found out I had an overdraft fee because my paycheck went in about 12 hours after I expected it to. Oops. I went to my bank, and the teller told me it's only possible to get them dropped if it's the bank's fault. I asked to speak to someone else (politely of course) and they sent me to the customer relations manager. He took a look at my account and dropped it for me because of the following (I asked) 1) The timing was really close for when the overdraft happened and when new money went in. 2) I show responsibility for my bills by using their free online checking (which IMO is a poor skill in itself since I never forget to pay a bill, and I don't have to pay for stamps) 3) I had an account with them for 11 years and have never done this before. I would also like to suggest that you go in person to the bank, and wear office appropriate clothing. Be professional. I am not saying you can always get a fee dropped, but for those of us on a budget if it happens that $35 hit can be rough. If you have a good relationship with your bank, and you ask it can be done. It's also a good reason not to bank hop. I hope this is helpful or at least interesting for someone :)
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