question about paying off bad debt

question about paying off bad debt

I've had a couple of credit cards sent to collections. Now, as a generally honest person, I would love to pay off this money that I borrowed from my creditors. However, at this point, what's the point? It's already showing on my credit report as a bad debt, how would paying it off now that it's been sold to a collection agency change anything?
A suprising weed

A suprising weed

That’s my home

That’s my home

Traces of time.

Traces of time.

Garden Update

Garden Update

Things I think are weeds in the Garden of Guessing

Things I think are weeds in the Garden of Guessing

tulip forming bulb above ground?

tulip forming bulb above ground?