How do you separate your coupons? What are the different categories you use? I'm trying to divide everything up, but there are soo many different categories to use. I'm lazy. I just need something really simple. Also, a question about budgeting. (The thorn in my side.) When setting up your budget, do you budget for every penny, or do you just see how much you have left over after bills and other necessities? I maintain we should be designating a destination for every cent we have, while the boy insists on having what he calls "discretionary money." (He's not disagreeing with me because I'm telling him what to do with his money, we have our own separate accounts, as well as a joint one. Money's never been a hot button topic for us, thankfully.) So, coupons, budgeting, any other tips or tricks you've got for me, I'll take 'em. :) Thanks!