The more poor I become, the more freaked out I get by the idea of an accident (fire/flood/etc.) or burglary happening to me. 99% of the things I own aren't worth much, but if anything happened to them, I'd be shit out of luck. Do any of you have renter's insurance? Would any of you recommend it, or advise against it? I've been looking into it, and I understand it may be tricky to make sure that I get coverage that would really help me out in case of an emergency, but would it be worth it? Thanks all!