Savings

Savings

So I have my first job and I'm trying to figure out how much money I should be saving. Ideally I want to save for 1) Longterm- retirement 2) Graduate school 3) Emergencies How much would you reccomend for each? I'm 23, single, and generally live pretty cheaply. What can I do to make my savings go farther? CDs seem pretty silly at the moment as interest rates SUCK.
ID help

ID help

peeekatures!!

peeekatures!!

Garden in September, caterpillar, mystery plant.

Garden in September, caterpillar, mystery plant.

Productive weekend

Productive weekend

Blue oysters fruiting in my back yard…

Blue oysters fruiting in my back yard…

plant/tree and beetle ID

plant/tree and beetle ID