Along with our regularly scheduled spring cleaning, I decided that we also needed to do the same with our finances. This is probably common knowledge for most of you, but my latest completed task was refinancing our car. We were initially financed at the ridiculous rate of 8.8%. Yesterday, my husband and I went to a credit union and we were approved for a rate of 4.5%. We will be saving over $40 per month now, which is around $2,000 for the life of the loan. Have any of you done other "spring cleanings" in regard to your finances? Any tips to share?