Store Credit Cards
So i've been thinking about building credit. I thought about getting a credit card from those offers they mail to you. And i've been told to save up $1k, then take out a loan from the bank for the same amount and pay it off through a year. But how well would that work? Anywho so I've been thinking of perhaps getting a credit card, because those help you build credit, right? But then I always hear how people spend way too much and even though I tell people i'd only use it if I extremely had to. I still get told i'll screw it up, so I was once sure, but now i'm not. But then I got an idea. Instead of like a credit card that can be used anywhere. Why not get like a store credit card? Ya know how some places offer one? And get one for some place I don't really go to that often. So then I won't go crazy and spend in a billion places like people say will happen. Will using one of those help me build credit? And is there a list anywhere that shows what places offer their own credit card? I tried searching Google, but I don't think i'm wording it all right.