car insurance questions

car insurance questions

I may be buying my first used car this week, if the mechanic says it won't cost too much to repair (hooray!) But, this leaves me with a couple questions about insurance that i haven't even been able to find resources on. For all reference, i live in NY state, so any ideas specific to that would be extremely helpful :) Also, if anyone can point me to other communities or resources that would have information, that would be appreciated as well. 1) I do not actually have my driver's license yet mostly due to procrastination and not actually having something to drive. i have my NYS permit, and have learned how to drive already, but this car needs to have some repairs done that I probably won't be able to have done immediately anyway, so I would not be driving it at all until *after* i get my license (i'd be using my boyfriend's car to practice/take my road test in). I know you need insurance to drive, but do you need insurance if you just *own* a car? that would be one bill that would be nice to put off as long as possible. 2) If I do need insurance, does anyone know if i'll be able to even get it with just a learner's permit and not a license? 3) What auto insurance companies have people had good/bad/expensive/cheap experiences with? What have you found to have the best bang for your buck? Thanks in advance :)
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