credit counseling

credit counseling

With the looming rise in credit card interest rates & increased minimum payments, I'm starting to look at credit counseling agencies to help with my finances. I don't think I'll be able to pay the minimums on some of my credit cards once they go up. Has anyone had experience with these companies? Thanks in advance.
yet another mystery plant

yet another mystery plant

Maximize Room On A Bookshelf.

Maximize Room On A Bookshelf.

Malabar spinach

Malabar spinach

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Home sweet dump

Our small apartment in Paris

Our small apartment in Paris

Ident help please

Ident help please