Credit Report Dings

Credit Report Dings

Due to money constraints and my husband taking over bill paying one of the bills in my name was late and got reported on my credit. This is my first credit ding in the 7 years I've had credit and while my score isn't outstanding (I've got a lot of stuff currently open and paying on), I was wondering how badly this will affect my report/score? Do credit card companies look at the entire report (so they can hopefully see that this was a one-time thing that will never happen again) or do they only care about the score?
I certainly was happy while playing in dirt this weekend :-)

I certainly was happy while playing in dirt this weekend :-)

Dahlia facination

Dahlia facination

Another ID this plant post.

Another ID this plant post.

One more update :)

One more update :)

Columbine Flower Seeds

Columbine Flower Seeds

Zenni Optical review with pictures!

Zenni Optical review with pictures!