If you had $2439…

If you had $2439…

Between regular savings ($100+ every 2 weeks), my tax refund, and my $600 from the government, I currently have $2439 in my savings account (not including the $300 I have in my Chase savings, which I don't touch because anything less than $300 they start charging me for the account). I also have a credit card bill of $2474. $600 of this will be paid by a friend who owes me for something I bought for him that he will finish paying me back for next month (I have no doubts about him paying this), so that really leaves about $1800. I would love to just pay the whole credit card off with what I have in my savings and be done with it. Other than my student loans, this is the only debt I have. However, I also know that I have a $600 bill for car insurance coming in a month, and $600 for a summer class for my MA program (yay for employee discounts, otherwise this class would cost me $2000). Even if I did put $1200 towards my credit card, that would wipe out my savings, and that makes me nervous. And I don't want to wipe out my savings paying the credit card, then have some emergency that I have to charge back to my card anyways. Any suggestions? Right now, I'm just paying it off as I can, with $100 here and there, but I hate seeing that huge number just sitting there, growing because of interest, etc. but I just want to get rid of this and start using the money I've been paying towards that card toward saving for things like possibly buying a condo in the next year, or what-have-you.
Moving “Palmettos” & Gardenias

Moving “Palmettos” & Gardenias

just thought i might share ..

just thought i might share ..

The Community Garden (allotment)

The Community Garden (allotment)

New and domestic!

New and domestic!

bug id

bug id

Plant ID

Plant ID