If you had $2439…

If you had $2439…

Between regular savings ($100+ every 2 weeks), my tax refund, and my $600 from the government, I currently have $2439 in my savings account (not including the $300 I have in my Chase savings, which I don't touch because anything less than $300 they start charging me for the account). I also have a credit card bill of $2474. $600 of this will be paid by a friend who owes me for something I bought for him that he will finish paying me back for next month (I have no doubts about him paying this), so that really leaves about $1800. I would love to just pay the whole credit card off with what I have in my savings and be done with it. Other than my student loans, this is the only debt I have. However, I also know that I have a $600 bill for car insurance coming in a month, and $600 for a summer class for my MA program (yay for employee discounts, otherwise this class would cost me $2000). Even if I did put $1200 towards my credit card, that would wipe out my savings, and that makes me nervous. And I don't want to wipe out my savings paying the credit card, then have some emergency that I have to charge back to my card anyways. Any suggestions? Right now, I'm just paying it off as I can, with $100 here and there, but I hate seeing that huge number just sitting there, growing because of interest, etc. but I just want to get rid of this and start using the money I've been paying towards that card toward saving for things like possibly buying a condo in the next year, or what-have-you.
A gathering of plants

A gathering of plants

first time renter questions and photos of my bedroom.

first time renter questions and photos of my bedroom.

tomato problem

tomato problem

Plant ID

Plant ID

Savory Chicken Crescents

Savory Chicken Crescents

first post :)

first post :)