Private loan through SallieMae

Private loan through SallieMae

I currently applied for a private loan through SallieMae(who has my federal loan. The thing is the interest rate is prime plus 6% which makes it 12%. It can go up. I dont want to pay 12% interest but is this an alright interest rate? Is this normal? I already know that I am going to probably be poorer after school so I don't want to have a heap of debt on me. What do you think? EDIT: It is a private loan, sorry I didnt differentiate
Intro and HELP!?!

Intro and HELP!?!

Another Mystery Plant

Another Mystery Plant

Plant Identity

Plant Identity

I haven’t posted my new room!

I haven’t posted my new room!

i need ideas

i need ideas

Luring in  the fae…

Luring in the fae…